It is of no doubt that digital payment Apps are gently taking hold of traditional payment methods, and having a primary understanding on how to move funds from one payment app to the other might be of great importance to you at times. Here we will see how to transfer money from Cash App to Apple Pay.
Cash App is a well known P2P payment service that allows its users to send and receive payments conveniently and safely.
With Cash App, you will enjoy many other financial services such as buying and selling of bitcoin, and also financial aid to customers via their borrow feature that lets eligible users to borrow money from Cash App.
On the other hand, Apple Pay is a mobile payment service by Apple Inc. that lets users to make payments in person, in iOS apps and on the web.
Want to know how to transfer money from Cash App to Apple Pay? then continue reading this guide as I will show you how to do so in a few steps. If you are using the 2 Apps, then knowing this might be of great use to you in some situations where you need money in your Apple Pay wallet.
Table of Contents
What is Apple Pay?
Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on these Apple devices: iPhone, Apple Watch, iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal.
It does not require Apple Pay-specific contactless payment terminals; it can work with any merchant that accepts contactless payments. It adds two-factor authentication via Touch ID, Face ID, PIN, or passcode.
Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication.
Can You Transfer Money From Cash App to Apple Pay?
Yes, you are able to transfer money from Cash App to Apple Pay via your Cash Card. The Cash Card is a debit card issued by Cash App to its users and fortunately, Apple Pay accepts the Cash App debit card as a funding source.
Since the Cash card and Apple Pay are compatible, this means that you can link your cash card to Apple Pay and use it as a funding source for your transactions via Apple Pay.
Incase, you are looking for a means to transfer money from Cash App to Apple Pay without card, then you can simply make use of a linked bank account to transfer the money.
This procedure is more similar to that used in transferring money from Apple Pay to Cash App.
How to Transfer Money From Cash App to Apple Pay
In order to transfer money from Cash App to Apple Pay, you will have to link your cash card to Apple Pay directly from the Cash App or in your Apple Pay wallet.
As long as you have a Cash App account, then you can obtain a Cash Card and if you do not yet have one, it is completely free to order the Cash App card.
Step 1: Order Your Cash Card
The Cash Card is very important to you as a Cash App user as it will ease many of your transactions.
If you do not yet have a Cash card, below are the steps to help you order it immediately.
- Open Cash App.
- On your Cash App home screen, tap the Cash Card tab.
- Press Get Cash Card.
- Tap continue.
- Follow the steps.
Step 2: Add Your Cash Card to Apple Pay
Once you have your cash card, you will have to add it to your Apple Pay.
You are able to add your Cash card to Apple Pay in 2 ways; which is via Cash App or Via Apple Pay.
In order to Add your Cash Card to Apple Pay Via Cash App, follow these steps:
- Press the Cash Card tab on your Cash App home screen.
- Tap the image of your Cash Card.
- Select Add to Apple Pay.
- Follow the steps.
To add your Cash Card to Apple Pay from Apple wallet:
- Open your Apple Pay wallet and tap +.
- Follow the steps.
- Open Cash App so as to verify that your Cash Card has been added.
Step 3: Transfer Money From Cash App to Apple Pay
As soon as you have succeeded in linking your Cash Card to Apple Pay, you will now have to proceed by transferring the money from Cash App to Apple Pay.
Apple wallet has Apple Cash integrated in it so as to ease your transactions.
In case you do not yet have an Apple Cash in wallet, then you will have to Add one before you can add money.
In order to transfer money from Cash App to Apple Pay Cash, you can follow the steps below:
- Move to your Card info
- On iPhone, you have to open the wallet App and tap your Apple Cash Card, then tap the more button, then tap add money.
- On iPad, you have to open the settings app, tap wallet & Apple Pay, Tap your Apple cash card and then tap add money.
- On Apple Watch, you have to open the wallet app, tap your Apple Cash card, tap card balance and then tap add money.
- From here, you can enter any amount above $10.
- Tap add, then confirm the U.S debit card (Cash Card) that you want to use to add money, and confirm the correct billing address. In order to make use of a different debit or prepaid card, you have to press the arrow next to your card and then choose the card.
- Confirm with Face ID, Touch ID or passcode.
Transferring money from Cash App to Apple Pay is quite simple and straight forward, especially if you properly follow the steps involved as shown above.
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How to transfer Money from Cash App to Apple Pay Without Card
You are able to transfer money from Cash App to Apple Pay without card, but you will have to make use of a linked bank account to make the transfer successful. For this method to work properly, your bank must be linked to the 2 financial apps.
Below are the steps involved in transferring money from Cash App to Apple Pay without card:
Step 1: Link Your Bank Account to Cash App & Apple Pay
Here is an essential step involved in transferring money from Cash App to Apple without card. In order to ease your process of linking your bank account to the 2 payment apps, you will need your bank account and routing number.
If you already have your bank account linked to the 2 payment apps, then you can skip this step.
Below are the steps involved to link your bank account to Cash App:
- Open Cash App
- Tap the profile icon on your Cash App home screen.
- Choose linked Banks
- Tap link Bank
- Follow the prompts.
Below are the steps involved in linking your bank account to Apple Pay.
- Get your bank account and bank routing number.
- Open the Wallet app on your iPhone and then press the Apple card.
- Tap the More button and then tap card details
- Scroll down and tap bank accounts
- Tap add a Bank account and then follow the instructions on your screen.
Apple Pay does not let you transfer money from your bank account to your Apple Wallet directly. But Apple Pay allows its users to top up their Apple Pay Cash through a supported bank card.
Step 2: Transfer Money From Cash App to Your Bank Account
The next step will involve you transferring money from Cash App to bank account and you can follow the steps below in order to make a successful transfer.
- On your Cash App home screen, tap the money tab.
- Press Cash Out.
- Select an amount and press Cash Out.
- Select a deposit speed.
- Once you have selected your desired transfer speed, You have confirm with your PIN or Touch ID.
Step 3: Transfer Money From Your Bank Account to Apple Pay
The time taken for the funds to reflect in your bank account will depend on the transfer speed that you selected. Once the money reflect in your bank account, you will now have to transfer the money to Apple Pay.
Below are the steps involved to transfer money from bank account to Apple Pay:
- Move to your Card info
- On iPhone, you have to open the wallet App and tap your Apple Cash Card, then tap the more button, then tap add money.
- On iPad, you have to open the settings app, tap wallet & Apple Pay, Tap your Apple cash card and then tap add money.
- On Apple Watch, you have to open the wallet app, tap your Apple Cash card, tap card balance and then tap add money.
- From here, you can enter any amount above $10.
- Tap add, then confirm the U.S debit card (Cash Card) that you want to use to add money, and confirm the correct billing address. In order to make use of a different debit or prepaid card, you have to press the arrow next to your card and then choose the card.
- Confirm with Face ID, Touch ID or passcode.
How Long Does it Take to Transfer Cash App to Apple Pay?
Transferring money from Cash App to Apple Pay takes a few minutes since Apple Pay supports the Cash Card. You will notice that transfers from Cash App card to Apple Pay are almost instant.
When the bank is involved, there are 2 types of deposits offered by Cash App - standard deposits to your bank account and instant deposits to your linked debit card.
Standards deposits are free of charge and will often take 1-3 business days to reflect in your bank account, while instant deposits are subject to 0.5% - 1.75% fee and reflects instantly in your debit card.
So in a nut shell, we can say that it takes 1 to 4 business days to transfer money from Cash App to Apple Pay without card.
Final Thoughts on How to Transfer Money From Cash App to Apple Pay
It is of no doubt that digital payment Apps are gently taking hold of traditional payment methods, and having a primary understanding on how to move funds from one payment app to the other might be of great importance to you at times. Here we will see how to transfer money from Cash App to Apple Pay.
If you have any queries, let us know in the comments below!
Frequently Asked Questions
How do I transfer money from Apple Pay to Cash App without a card
Even if you do not have a card, you can get your funds transferred from Apple Pay to Cash App through your bank account.
How long does it take to transfer money from Apple Pay to Cash App
It can take up to six business days to complete a transfer between Apple Pay and Cash App, although it will likely be faster. You can get funds transferred from Apple Pay to your bank account instantly or within 1-3 business days, depending on the type of transfer you choose. It can take up to another 3 business days for the funds to reach Cash App from your bank account.