How to Get Money Off a Virtual Visa Card

Virtual Visa cards have become increasingly popular for online shopping, digital payments, and secure transactions. Unlike physical debit or credit cards, a virtual Visa card exists only in digital form. It usually comes with a 16-digit card number, expiration date, and CVV code—just like a regular Visa card.

But here’s the big question: How do you actually get money off a virtual Visa card? Whether you want to transfer the balance to your bank account, use it in stores, or convert it to cash, there are multiple ways to do it safely and efficiently.

In this article, we’ll break down all the practical methods to withdraw or use money from a virtual Visa card, plus share tips to maximize its benefits.

Table of Contents

Understanding Virtual Visa Cards

Before jumping into withdrawal methods, let’s quickly understand what makes a virtual Visa card different:

• Digital-Only: No physical plastic card, everything is online.
• Issued by Banks or Fintech Companies: They are linked to Visa’s payment network.
• Secure for Online Use: Perfect for protecting your main card details while shopping online.
• Prepaid or Gift Style: Many virtual Visa cards are loaded with a fixed balance (like gift cards).

Because they’re digital, you don’t just walk up to an ATM and withdraw cash like with a debit card. Instead, you need alternative methods to access the money.

Best Ways to Get Money Off a Virtual Visa Card

Here are the top, tried-and-tested methods you can use:

1. Add It to PayPal and Transfer to Your Bank

One of the easiest ways is to link your virtual Visa card to PayPal.

Steps:

1. Open your PayPal account.
2. Go to Wallet > Link a Card.
3. Enter your virtual Visa card details.
4. Once linked, move the balance to your PayPal wallet.
5. Withdraw funds to your connected bank account.

Why it works: PayPal accepts most Visa cards, including virtual ones. This method is quick, reliable, and widely used.

2. Use Venmo or Cash App

If PayPal isn’t an option, apps like Venmo and Cash App also accept virtual Visa cards.

• On Venmo: Add your card under Payment Methods, transfer money into Venmo, then cash out to your bank.
• On Cash App: Link your card, load your Cash App balance, and withdraw via your Cash App Cash Card or linked bank account.

Best for people in the U.S. since both apps are widely used.

ALSO READ: How to Transfer Money From PayPal to Cash App (Full Step-by-Step Guide)

3. Transfer Balance to Your Bank Directly (If Supported)

Some virtual Visa issuers allow direct bank transfers. This is more common with fintech companies than with prepaid gift versions.

Check if your provider (like Revolut, Wise, or Payoneer) supports withdrawals. If yes:

• Log into your account.
• Select Withdraw or Transfer Money.
• Enter your bank details.
• Confirm the transaction.

Best option if your issuer supports it—no third-party apps required.

4. Spend It Online or In-Store

Instead of converting to cash, you can use the card directly:

• Online Shopping: Works anywhere Visa is accepted.
• In-Store Purchases: Add your virtual Visa card to Apple Pay, Google Pay, or Samsung Pay and pay in physical stores.

Perfect if you just want to spend the balance without transferring it.

5. Buy Gift Cards and Resell Them

A creative method is to buy Amazon, Walmart, or other popular gift cards using your virtual Visa card. Then, resell them on sites like:

• CardCash
• Raise
• Gameflip

This way, you turn your virtual Visa balance into cash or PayPal funds indirectly.

6. ATM Withdrawal (Indirect Method)

While you can’t directly use a virtual Visa at ATMs, here’s a workaround:

• Add the card to Cash App or PayPal.
• Order their physical debit card.
• Withdraw money from an ATM.

A two-step process but useful if you want physical cash.

7. Cryptocurrency Conversion

Another smart trick is to buy cryptocurrency with your virtual Visa card (on platforms that accept it), then cash out.

Steps:

• Use your card to buy Bitcoin, Ethereum, or USDT on an exchange like Coinbase, Binance, or Crypto.com.
• Sell the crypto for cash.
• Withdraw to your bank account.

Make sure to check fees before using this method.

Things to Consider Before Withdrawing

Before moving your money off a virtual Visa card, keep these points in mind:

• Check Fees: Some apps and exchanges charge withdrawal or transfer fees.
• Spending Limits: Prepaid and gift virtual cards may have lower limits.
• Verification Requirements: Platforms like PayPal or Venmo may require ID verification.
• Country Restrictions: Certain withdrawal methods may not be available outside the U.S., U.K., or EU.

Final Thoughts

Getting money off a virtual Visa card might seem tricky at first, but with the right tools, it’s simple. You can:

• Transfer to PayPal, Venmo, or Cash App.
• Send directly to your bank (if supported).
• Spend via mobile wallets.
• Resell gift cards or convert to crypto.

The method you choose depends on whether you want cash in hand, money in your bank, or just an easy way to spend the balance.

In today’s digital world, virtual Visa cards are not just a convenient payment tool—they’re also flexible enough to be turned into real money when you know the right steps.

So next time you receive a virtual Visa card, you’ll know exactly how to get the money off and make the most out of it.