PayPal is one of the most popular online money transfer platforms and it is widely used in close to 200 countries around the globe. If you have money in your PayPal account and you desire to send it to your Cash App account, then having the proper knowledge on how to transfer money from PayPal to Cash App will be very helpful to you.
PayPal and Cash App are widely used money transfer apps due to their convenience and safety when sending and receiving money from others. Even though the 2 apps are owned and controlled by different companies, they serve the same purpose which is allowing you to send and receive money.
PayPal is an international payment gateway and so for this reason, it is widely accepted by several merchants as a payment method.
Cash App is a P2P platform that is only available to residents of the US. With Cash App, you can add money to your account in many different ways, either from your bank account or debit card or reload points.
In case you got money in your PayPal account and want to top up your Cash App account, then knowing how to transfer money from PayPal to Cash App will help you save the funds you were to used for your Cash App recharge.
Since PayPal and Cash App are not compatible, you cannot directly send money from PayPal to Cash App but you can make use of your bank account as a mediator between the 2 Apps.
Want to transfer money from PayPal to Cash App? then stay glued to this article as I will show you how to do so in a few steps.
Table of Contents
What is PayPal? And How Does It Work?
According to Wikipedia, PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial users, for which it charges a fee.
PayPal is a safe and secure online payment system that lets you send and receive money both home and abroad. You are able to use PayPal to make purchases in participating stores once you have linked your bank account, credit or debit card to your PayPal account. In simple terms, you can say that PayPal acts as a middleman for your bank and merchants therefore protecting your payment details.
How Does PayPal Work?
Between you and a bank, PayPal acts as a middleman. A user can choose which bank account to debit when making an online payment after adding a bank account or credit/debit card to the PayPal system. All transactions are handled by PayPal rather than your bank.
In conclusion, we can say the following about PayPal
- Enables online and in-person payments for goods and services
- Provides a way to send and receive money internationally
- Ensures various levels of digital security and payment protection
- Charges a variable and/or fixed fee for services rendered.
What is Cash App and How Does It Work?
Similar to PayPal, Cash App is an app that allows you to send and receive money online. If you want to use Cash App, you can sign up for for a free account that allows you to send and receive money from other users in the same country.
After downloading the Cash App app, you choose a special username, also known as a $cashtag. The phone number or email associated with a user's account can also be used to locate that user.
Users of Cash App have the option of receiving a Visa debit card, which they can use to access their Cash App account or withdraw cash from an ATM.
Can You Send Money From PayPal to Cash App?
Yes you can send money from PayPal to Cash App even though not directly.
Though PayPal and Cash App are two very similar financial apps, none of the apps lets users to integrate one app into the other. This is the main reason why you often need a bank account when sending money from PayPal to Cash App.
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How to Transfer Money From PayPal to Cash App
Direct transfer from PayPal to Cash App is not possible but you can indirectly transfer money from PayPal to Cash App by making use of some indirect ways as you will named below:
- Using a Linked bank Account.
- Using the Cash Card.
- Asking a Friend to help.
Method 1: How to Transfer Money From PayPal to Cash App Using a Linked Bank Account
In order to transfer money from PayPal to Cash App using a linked bank account, you will first of all need to add your bank account to both apps, request for a withdrawal from PayPal to bank and finally transfer the money from your bank account to Cash App.
You can follow the steps below so as to transfer money from PayPal to Cash App using a linked bank account.
1. Link Your Bank Account to PayPal
If you want to transfer money from PayPal to Cash App, you will firs of all have to link your bank account to PayPal. You may need your bank account and routing number to link it to your PayPal account. In case you do not have a PayPal account, then you can open a PayPal account.
It is good you have in mind that linking your bank account to PayPal will help verify the account and also enable easy transfers from one account to another.
Follow these steps to link your bank account to PayPal:
- Login to your PayPal account.
- Go to your "Wallet".
- Click "Link a bank account".
- Follow the instructions on the page to add your bank account information.
2. Transfer Money from PayPal to Your Bank Account
As soon as you have linked your bank account to your PayPal account, the next step you will have to do is to transfer the money from your PayPal account to your bank account.
Below are the steps to follow so as to transfer money from PayPal to your bank account.
- Log into your PayPal.
- Move to the "Wallet" section and click "Transfer Money".
- Tap "Transfer to your Bank".
- Enter the amount you want to transfer.
- Double check the information before you click on "Transfer Now".
Once you have done this step well, your funds will transfer into your bank account though it will stake some time. You can learn more on how to transfer money from PayPal to bank account.
3. Link Your Bank Account to Cash App
Once you have transferred the money into your bank account, you now have to link your bank to your Cash App account.
Below are the steps involved in linking your bank account to Cash App:
- Login to your Cash App account.
- Tap the Profile Icon on your Cash App home screen.
- Select "Linked Banks".
- Tap "Link Bank".
- Follow the prompts.
4. Transfer Money From Your Bank Account to Cash App
Now that you have already linked your bank account to Cash App, the remaining thing to do is to simply transfer the funds from your bank account to Cash App.
Below are the steps involved in transferring money from your bank account to Cash App:
- Tap the Banking tab on your Cash App home screen.
- Press "Add Cash".
- Choose an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
Method 2: How to Send Money From PayPal to Cash App Using The Cash Card
Another amazing way which you can use to transfer money from PayPal to Cash App is by making use of the Cash Card.
Th Cash Card is the common name of the Cash App Card which is a Visa debit card that is linked to your Cash App balance and allows you to manage this one in a more flexible way.
Before you can move on with this method, you will first have to order a Cash Card online in case you do not yet have one and then link the card to PayPal to serve as your funding source.
Here are steps to link Cash card to PayPal:
- Log in to your PayPal account.
- Move to the "Wallet" section.
- Tap "+" beside "Add Banks and Cards".
- Press "Debit and Credit Cards".
- Now enter your Cash Card details and link to PayPal.
Once you have successfully linked the card to PayPal, you can begin transferring money from PayPal to Cash App via it.
Method 3: Ask Your Friend To Help You Out
Here is actually the last way you can use to transfer money from PayPal to Cash App and this involves you asking one of friends or close family members to help you out.
PayPal and Cash App are amongst the most popular finance apps and so almost everyone will love to have it in countries where it is accepted.
With that said, there are high chances that you can find someone you know that will agree to help you out with this transaction.
Here is how you will proceed to request for your friend's help:
- You will have to check around you if there is someone using the two apps.
- As soon as you get in touch with a trusted user, you just have to ask if he/she can help you with a transfer from PayPal to Cash App; you will send them money through PayPal in return, they will send the money via Cash App.
- Most often, you will have to motivate them a little so it trigger them to easily grant you the help.
- As soon as you are both ok, the transfer should no longer take time.
Given that I am quite experienced with this method of transferring money from PayPal to Cash App, I can with certainty that this is the fastest of the methods provided that you find someone you can trust.
What is the Transfer Limit For Cash App
You can send up to $1000 each month with Cash App and up to $250 per week. Customers who use the free Cash App account should read this.
You can send $7,500 in a week if you have upgraded and validated your account. The amount you can receive using the app has no maximum.
How To Transfer Money From PayPal To Cash App Without Card
If you want to transfer money from PayPal to Cash App without card, then you have just two options which are;
- Using a linked bank account to transfer the funds.
- Asking a reliable and trusted friend for help.
How to Transfer Money From PayPal to Cash App Without Bank Account
Money is sent from PayPal to Cash App using a bank account as a bridge. There is an alternative for you if you don't want to deal with using a linked bank account, though.
You can utilize your PayPal Cash debit card by connecting it to your Cash App and adding money to your Cash App using the card in order to move money from PayPal to Cash App without using a bank account. The steps have already been described.
How Long Does It Take To Transfer Money From PayPal To Cash App?
It is obvious that the time it takes to transfer money from PayPal to Cash App depends on the method you use to complete the transfer.
If you make use of the linked bank account method, then you should expect your money to within 1-3 business days to transfer money from PayPal to Cash App.
If you make use of the Cash Card or you asked a friend to help you out, then it should expect to get your funds in less than no time.
PayPal Transfer To Cash App Denied
In case your PayPal to Cash App transaction is being denied, then you check your Cash Card details and make sure they are well entered or if you have any unresolved issues with your bank.
As soon as you are certain that everything is in place, then you can take over the process again and complete your transaction with ease.
What to Consider When Transferring Money From PayPal to Cash App
Before you start transferring money from PayPal to Cash App, there are some things that you have to take into consideration and below are some of them.
1. PayPal to Cash App Transfer Fees
Transferring money from PayPal to Cash App is totally free when using the PayPal card. But it is necessary to know that you may be charged with some fees when using your bank account as a mediator.
2. PayPal to Cash App Transfer Limit
Well your transfer limit on PayPal depends on whether your account is verified or not. PayPal accounts that have been verified have no transaction limits, but those that have not been confirmed can only transfer $500 per month.
3. PayPal to Cash App Transfer Speed
Variations in transfer speed may occur depending on a number of variables. Make sure you have a strong internet connection first and foremost; otherwise, the transfer could not succeed. Money transfers from PayPal to Cash App normally take one to four days.
Final Thoughts On How to Transfer Money From PayPal to Cash App
PayPal is one of the most popular online money transfer platforms and it is widely used in close to 200 countries around the globe. If you have money in your PayPal account and you desire to send it to your Cash App account, then stay glued to this article as I will show the steps needed in order to make a successful transfer. Transferring money from PayPal to Cash App is an easy way to top up your Cash App account.
We have outlined above 2 indirect methods that can help you easily transfer money from PayPal to Cash App.
Frequently Asked Questions
Can I send money from PayPal to Cash App instantly?
Yes. PayPal offers both instant and standard transfers. Standard transactions are free of cost but can take up to 4 days to be processed. Instant transfers, on the other hand, incur some extra charges.
Can I use my credit card to send money to my PayPal account?
Yes you can use credit cards to transfer money to PayPal but you need to make sure that you have first linked the card as a bank on your PayPal account.
Can I transfer money from Cash App to PayPal?
Yes. It works the same way, just the other way around. Cash Out in the Cash App and transfer money to your bank account. Open your PayPal account via the app or on the website and click on Add money.