With Vanilla gift cards, you are able to load money for your friends and relatives around the world. This cards actually features among the cards that allows you to get it online without having to visit a physical branch to apply. In this article I will show you how to transfer money from my vanilla gift card to a bank account.
There comes a moment when you need cash for a variety of purposes, which necessitates transferring the money to a bank account. We want to look at how you may swiftly transfer money to your bank as you can manage your balance online. Money is properly circulated when it is transferred from one platform to another.
Vanilla gift cards are available in a range of values. So, you can choose the lowest amount you think will fit your budget. Additionally, all you need to complete the process is a compatible gadget and a strong internet connection.
You do not need to purchase one each time you want to offer someone something because they are reloadable. All you have to do is reload and let them know.
Table of Contents
What is a Vanilla Gift Card?
The Vanilla Visa Gift Card is a prepaid Visa gift card available to purchase in amounts ranging from $10 to $500. They are the perfect gifts for special occasions and the ideal tokens of appreciation to clients, employees and business partners.
Vanilla gift cards are very convenient because they do not have an expiration date. Rest assured, Vanilla gift cards are also very safe and secure and carry little risk with their use.
These gift cards may only be used towards vendors and sellers in the United States and the District of Columbia.
Where Can I Buy Vanilla Gift Card?
All you have to do is to visit the Vanilla gift card website and then you will be ready to go as you will now be able to order and receive them at your physical address.
In Case the method above is not suitable for you, you can still decide to buy them at a physical store as there are several participating store where you can get them in different denominations. They incliude:
- CVS Pharmacy
- Rite Aid Pharmacy
- Dollar General
How Much Does a Vanilla Gift Card Cost?
There is no fixed cost for a Vanilla Card as you have to choose one from various amounts offered by the company. Below are the denominations of the various gift cards that you can get from the company.
- $50 Vanilla Visa card price $50.00
- $75 Vanilla Visa card price $75.00
- $100 Vanilla Visa card price $100.00
- $150 Vanilla Visa card price $150.00
How to Pay for a Vanilla Card
There are various methods you can pay for the card. The most usual method is using a bank account to pay for its value. You can transfer money using the routing number and account number of the seller.
The routing number identifies the bank’s branch, while the account number distinguishes the seller’s account from other account holders.
Which Banks Work With Vanilla
Vanilla works with a variety of banks. For instance, Vanilla Visa® Gift Cards are issued under license from Visa U.S.A. by MetaBank®, TBBK Card Services, Inc., N.A., or Sutton Bank.
Each of the aforementioned banks is FDIC-insured. This indicates that your money is always secure. The issuing bank is visible on the back of your card.
The Bancorp Bank produces Vanilla Discover® Gift Cards, and as it is an FDIC-member institution, the cards are safe to use as well. In contrast, MetaBank, The Bancorp Bank, N.A., or Sutton Bank are authorized by Mastercard International Incorporated to issue Vanilla Mastercard Gift Cards.
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What is the Difference Between Visa Gift card and Vanilla Gift Card?
Where Visa Gift Cards are meant to be used either by the person doing the purchasing or by another recipient, the Vanilla strain has a more specific purpose.
Vanilla Visa Rewards Cards are meant to be used as viable payment methods for employees who've received them as a workplace incentive with a card balance.
Can I Transfer Money from My Vanilla Card to Bank Account?
You are not able to transfer money from Vanilla Card to Bank account directly as well as you cannot make use of your Vanilla card at an ATM. Though it is not possible to send money from Vanilla Card to Bank account directly, you can make use of indirect methods to send the money to your bank account.
How to Transfer Money from My Vanilla Card to Bank Account
You cannot directly transfer funds from your Vanilla gift card to a bank account. However, you can use indirect means to carry out the process. The following are some of the methods you can use.
1. Add the Card to PayPal
PayPal allows you to add your Vanilla card to your account to help you fund your transactions and from there, you can get the money from your account for a PayPal to bank transfer and in that way you will have moved money to your bank account though you may loose 3% of the total transaction amount as fee.
Follow the steps below in order to link your gift card to PayPal:
- Log into your PayPal account.
- Select “Wallet” at the top of the page
- Tap “Link a card or bank” under any existing cards or banks linked to your PayPal account. Click to follow prompts.
- Add its details and click “Link Card.”
As soon as you have already linked your Vanilla card to PayPal, you can now follow the steps below to transfer funds to a bank account:
- Open your PayPal app to log into your account.
- Tap your PayPal balance.
- Hit on “Transfer,”
- Tap “Transfer Money.”
- Select the bank account to transfer funds to.
- Enter the amount to transfer.
- Confirm the transaction to complete the transfer.
You can also use the above process to transfer money from a debit card to a bank account since PayPal also supports debit cards.
2. Sell Out to Others
You can sell your Vanilla gift card to others and get funds to deposit in your account. Some of them do not have P.I.N.s, but if it has, you can share them with the buyer, and you are good to go. By the way, the method is one of the easiest transfer methods, and you are likely going to get the total value of your gift card.
3. Buy a Money Order With Your Card
You are able to purchase a money order via your Vanilla gift card and then deposit it into your bank account. You can purchase money orders in places like Walmart and it is necessary you note that you must first of all Pay before being able to get them.
4. Add Your Gift Card to a Venmo Account
In the same way as you have done with PayPal, you can also add your Vanilla Gift card to Venmo and then use it to fund your bank account. You can follow the steps below in order to transfer money from Venmo to Bank account:
- Log into your Venmo account.
- Tap the menu icon in the top left corner.
- Choose the option “Transfer to Bank.”
- Choose the amount to transfer.
- Hit on the Transfer button.
- Select the “Confirm Transfer to Bank” button.
5. Use Your Gift Card to Pay Bills
When paying bills, you transfer funds to a merchant’s bank account. Therefore, that is one way you can move money to a bank account. Since a gift card is treated as a credit card, you may need to pay some transaction fees.
6. Trade-in a Gift Card Exchange Kiosk
At the Gift Card Swap Kiosks, you can exchange it for cash. You may frequently find these yellow kiosks in supermarkets and shopping centers. You have to pay some fees, thus the value of your card will be reduced for you. When you receive the money, you can put it in a bank account.
7. Sell Your Gift Card Through an App
You may sell your Vanilla gift cards using a number of programs available for iOS and Android, and the money will be put into your bank account. You eventually receive the money in your bank account, despite the fact that the applications charge a significant commission.
You must first let them know what sort of card you have—Visa, Mastercard, Discover, etc.—before they can make you an offer. If you agree, they can buy it and deposit the money in your bank account within five business days.
One such software is Prepaid2Cash, which allows you to transfer money from your gift card to a bank account.
8. Sell Your Gift Card on a Website
Various websites allow you to sell your Vanilla gift card, and the electronic ones are processed faster than tangible ones. Digital gift card processing is instant. When selling a tangible one, you have to post it to their place, and you are good to go.
Can You Send Money from Vanilla Gift Card to Another User?
Well unfortunately, it is not possible to send money from one gift card to another unlike with debit and prepaid cards that allows you to send money online to others easily.
Final Thoughts on How to Transfer Money from My Vanilla Card to Bank Account
Vanilla gift cards let you make in-person purchases of products and services. They are reloadable in that you can add money to your account instead than buying a new one every time you run out of money.
Your Vanilla gift card can be purchased and topped up in a number of locations. 7-Eleven, Walmart, Walgreens, Dollar General, and Rite Aid pharmacies.
Frequently Asked Questions
How does a vanilla card work?
A plain vanilla card is a straightforward credit card with few, if any, fees and no extras. The credit limit of a plain vanilla card is determined by the cardholder's creditworthiness, even though they are normally the same from one financial institution to another and don't have any unique features.
Can you use a vanilla gift card on anything?
You can use your Vanilla Gift Card virtually anywhere Vanilla Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.
What kind of gift card is vanilla?
Vanilla Bill Payment Prepaid Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Cards may be used in the U.S. and District of Columbia everywhere Visa debit cards, Debit Mastercard or Discover cards are accepted. No cash or ATM access. Terms and conditions apply.
Can I transfer money from a vanilla gift card to PayPal?
You can add a gift card to your PayPal account to use as a payment method. However, the gift card has to be a prepaid gift card from brands like Visa, American Express, MasterCard, or Discover in order to use it on PayPal.