Managing money online has become easier than ever, thanks to digital wallets like PayPal and Cash App. Both platforms are widely used for sending, receiving, and storing money, but one common challenge many users face is figuring out how to transfer money from PayPal to Cash App.
Unfortunately, PayPal and Cash App don’t have a direct integration that allows instant transfers between the two platforms. However, there are reliable methods you can use to move your money securely. In this guide, we’ll cover everything you need to know, step by step.
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Why Would You Want to Transfer Money From PayPal to Cash App?
Before diving into the process, let’s quickly look at why people want to make this transfer:
- Convenience – Some payments are easier to make on Cash App (especially peer-to-peer transactions in the U.S.).
- Flexibility – If you receive payments via PayPal but want to invest, use Cash App’s debit card, or buy stocks/Bitcoin, transferring funds helps.
- Faster Access – Sometimes Cash App provides quicker access to funds than PayPal.
- Consolidation – Many people use multiple apps and prefer to manage money in one place.
Understanding the benefits highlights why learning this transfer method is essential.
ALSO READ: How to Send Money From PayPal To Chime
Is There a Direct Way to Transfer From PayPal to Cash App?
The short answer: No, not directly.
PayPal and Cash App operate independently, and as of now, there is no built-in feature that connects the two platforms. But don’t worry—you can still transfer your money using indirect methods.
The two most common solutions are:
- Using a Linked Bank Account – Move funds from PayPal to your bank, then from your bank to Cash App.
- Using a Cash App Card (linked to PayPal) – Treat your Cash App Card as a debit card in PayPal and transfer funds directly.
Both methods are safe and effective, and we’ll break them down in detail.
Method 1: Transfer Money Using a Linked Bank Account
This is the most common and reliable way to move money between PayPal and Cash App. Here’s how:
Step 1: Link the Same Bank Account to Both Apps
- Log into your PayPal account, go to Wallet, and click Link a Bank. Enter your bank details and verify the account.
- Open Cash App, go to your Banking Tab, and select Link Bank. Enter the same bank account information.
Pro Tip: Using the same bank account ensures smooth transfers between PayPal and Cash App.
Step 2: Transfer Funds From PayPal to Your Bank
- In PayPal, go to Wallet and select Transfer Money.
- Choose Transfer to Your Bank.
- Enter the amount you want to transfer and select the bank account you linked.
- Confirm the transfer.
PayPal offers:
- Standard Transfer (Free): Takes 1–3 business days.
- Instant Transfer (Fee Applies): Money arrives in minutes.
Step 3: Add Money From Your Bank to Cash App
- Open Cash App and go to the Banking Tab.
- Tap Add Cash.
- Enter the amount you want to move.
- Select the linked bank account and confirm.
Now, your money is successfully moved from PayPal → Bank → Cash App.
Method 2: Transfer Using Your Cash App Card
Cash App provides a free Cash Card, which is essentially a Visa debit card linked to your Cash App balance. You can use this card to withdraw money from PayPal.
Step 1: Order and Activate Your Cash Card
- Open Cash App and go to the Cash Card Tab.
- Tap Get Cash Card and follow the instructions.
- Once it arrives, activate it within the app.
Step 2: Link Your Cash Card to PayPal
- Log into your PayPal account.
- Go to Wallet > Link a Card.
- Enter your Cash Card details (card number, expiration date, CVV, and billing info).
- Save and confirm.
Step 3: Transfer Funds From PayPal to Cash Card
- Go to Wallet in PayPal.
- Select Transfer Money > Transfer to Card.
- Choose your Cash App Card.
- Enter the amount and confirm.
PayPal will process the transfer, and funds should appear in your Cash App balance—sometimes instantly if you choose the instant transfer option.
Which Method Is Better?
- Bank Transfer Method: Reliable, works even without a Cash Card, but may take longer.
- Cash Card Method: Faster, convenient, but requires you to have an active Cash Card.
If you already have a Cash Card, method two is usually the quickest. Otherwise, linking a bank account is the simplest solution.
Fees Involved When Transferring From PayPal to Cash App
It’s important to be aware of potential charges:
- PayPal Instant Transfer Fee: 1.75% (with a $0.25 minimum, capped at $25).
- PayPal Standard Transfer: Free (but takes 1–3 business days).
- Cash App Add Cash Fee: Free when transferring from a linked bank.
- Cash App Instant Deposit Fee: 0.5%–1.75% if you want instant access from bank transfers.
So, if you want a completely free transfer, choose Standard Transfers and be patient. If speed matters, expect to pay a small fee.
Final Thoughts On How to Transfer Money From PayPal to Cash App
While there’s no direct PayPal-to-Cash App transfer button, you can still move money between the two platforms using either:
- A linked bank account (PayPal → Bank → Cash App).
- Your Cash App Card (added as a debit card on PayPal).
Both methods are safe, easy, and widely used. If you prioritize speed, go with the Cash Card option. If you want to avoid fees, stick with the bank transfer method.
By following this guide, you now have the tools to manage your digital wallets efficiently and never get stuck wondering how to move money between PayPal and Cash App again.