For those that do not know about Netspend, it is one of the Finance tech services that you will find in the USA and it provides its customers with a lot of products and packages. Aside from being able to transfer money from to family and friends, a user can enjoy services like Netspend card, mobile check deposit and many more. You can make use of Netspend to pay for goods and services both online and offline.
It is of no doubt that today most people do no longer keep huge amounts of money on them since the introduction of financial institutions with online banking. So in an era where cash in hand is a rarity, debit cards and prepaid cards are the norms.
Netspend is a company that facilitates individuals and businesses to obtain an FDIC-insured prepaid debit card. Netspend provides its customers with enticing perks even though it is sometimes advertised as a finance or money management tool.
Nevertheless, often arises a situation sometimes where you need money but do not have your Netspend card with you presently but nothing to bother about as it is possible for you to get money from your Netspend account without your card.
Want to discover how you can get money off Netspend account without card ? Well this is the right article for you as I will show you several different ways which you can use to do so.
You are able to transfer money to another Netspend user in order to get money off Netspend account without your card or better still, you can decide to transfer the money to your bank using PayPal as a mediator to complete the transaction.
Users occasionally inquire as to whether there are alternative methods for withdrawing funds from a Netspend account. There could be a variety of reasons why some people need to withdraw money without a credit card. If you have misplaced your Netspend card, you will find the solution here.
You can withdraw money from your Netspend account in a variety of ways. Netspend card is one of the options, allowing users to pay bills both offline and online, without having to wait for money transfers.
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7 Ways to Get Money Off Netspend Account without Card
What If you one day get into an unwanted situation where you need the money found in your Netspend card but do not have the card actually with you? Well do not panic as there are still many ways via which you can withdraw the money found in the card.
1. Transfer Funds to Bank ( Via PayPal)
Netspend is quite an advanced payment app and you are even able to add the funds into your Netspend account using the bank account and associated debit card though the reverse of the same process if not supported on Netspend. So this simply means that you cannot transfer funds to your bank account from your Netspend account.
But there exist indirect method which you can use in order to get money off Netspend account and then transfer it to your bank account. One of these indirect ways is by making use of PayPal account access. In case you do not have a PayPal account, I will recommend you look for a confident friend and then ask for help.
All you will have to do is to transfer the money from your Netspend account to PayPal account and once you have received the funds, you can now transfer the funds into your bank account.
What to Consider ?
Before you make use of this method, there are a few things which you have to be aware of in order to avoid any form of regrets and unwanted issues.
- You will have to wait for 3 to 5 days if you need the funds in your bank account since the money transfer from PayPal into a bank account is not instant.
- In case you created a new PayPal account just to transfer the money, we will recommend that you do not have to transfer a large amount of money or else, your money will be put on hold.
This method is free of charge, but the main disadvantage comes at the level where you will have to wait for some few days before the money reflects in your account thereby making this method not good for emergency situations.
2. Virtual Account Number
You cannot name the greatest payments services in the USA without mentioning Netspend, it will be a fallacy to do so. Netspend offers its own debit card for payments for online and offline modes.
With Netspend, users are able to access their funds in the Netspend account without even without even making use of their actual card and this can be done by the use of a Virtual account number, which is an amazing way to make payments to platform that is well known and does not look very secure.
In these types of situations, users are able to generate virtual account number for a specific payment. A virtual account number is just like a temporary account number that can only be used once and this actually is the best idea for those that do not want to share their accounts details with the reciver.
Below are the steps that you can follow in order to generate a Netspend account number for your one time use:
- You have to open the Netspend app or website
- Log into your Netspend account by putting your account credentials
- Move to the Netspend account Center
- Find Virtual account Number
- Make use of the new account number
From here now, you can make use of new virtual account number whenever you are being asked for the Netspend card number. Do not forget that you make use of this card only once and other details like the expiry date, CVV, etc will be found on that same virtual card.
3. Request a Check
Here comes another easy method which you can make use of to get money off your Netspend account - by requesting a check from the Netspend support team. It is necessary have in mind that this method is mostly useful when you want to completely close down your account.
All you will have to do is to contact Netspend support team and from there, you will be ready to go.
How to Request a check from Netspend Support team ?
Below is a short step by step guide that will help you request a check from Netspend support team.
- Call Netspend Support - The very first thing that you have to do is to call the Netspend support team via that service number which is -1-866-387-7363.
- Request a Check - Once you have called them via the above number, you will have to ask them fior a check. Be ready just in case you get ask some questions related to your Netspend account.
- Receive the Check - Finally, after you have already requested for your check, you will simply have to wait as the check might take around a week to arrive into your mailing address.
4. Transfer Funds to another Netspend Account
Another great way that one can use in order to get money off their Netspend account without their card is by transferring the funds to another account holder. You are able to transfer money to a trusted family member or a friend who is also a Netspend user. You can do this online via their website or by using the Netspend app on your smartphone.
Once you have transferred it, the money can then be handed you by a trustworthy friend or family member. This method is advantageous because transactions from one Netspend user to another takes place instantly.
In order to send money to another Netspend user, you may need the following items
- Name of the friend or family member to whom you want to send the funds
- FlashPay ID - which is seen in your Netspend account portal
You can deposit money from any U.S. bank into your Netspend account as a Netspend account holder, but not the other way around. Even though Netspend accepts incoming funds, there exist numerous requirements to meet before moving or sending funds out.
5. Make Use of Third Party Services
By making use of your Netspend card or account information, you can carryout payment from Netspend. However, there is another way to pay using your Netspend account.
You are able to pay merchants using third party services like moneyGram and ExpressPayment but before making any payment, you will have to check with the online store ot merchant to see if the services are accept Netspend to make payments.
In case the apps accepts these third-party payment methods, you will be able to get money off your Netspend account without the card.
6. Shop with Your Digital Wallet
That's correct. If you want to withdraw money from your Nestpend account to make purchases or pay bills, you can simply use your digital wallet. Of course, you must first link your prepaid card to a digital wallet, such as Walmart Pay. However, you can now use the mobile payment method at any merchant that accepts it.
Furthermore, you can use the Netspend mobile app to send or transfer money to anyone who has a Flashpay ID. The best part is that you don't need your prepaid card to complete the transaction.
7. Close your Netspend Card Account
In case all the above methods do not work, you can get the entire amount on the card by closing your Netspend Account. You can call customer service at 1-866-387-7363 or use your Online Account Center if you don't have a card right now.
Regardless of which method you choose, you can ask Netspend to send you a check for your available prepaid or savings balance. However, you will have to wait up to three or four weeks.
Final Thoughts on How to Get Money Off Netspend Account Without Card
In a nutshell, if you want to properly manage your funds, a Netspend prepaid card is ideal. You simply need to load it with the amount you want to spend each month.
Of course, the payment service has a separate savings account program, but it has nothing to do with your prepaid funds. As a result, the prepaid card balance will remain unchanged until you choose to transfer the funds to your Savings Account.
When it comes to getting money out of a Netspend account, the card is the simplest and quickest option because it can be used in any Visa/Mastercard ATM. However, you can also get your funds through PayPal, Western Union, or the Cash back option and you won’t need a physical card.
Frequently Asked Questions on How to Get Money Off Netspend Account Without Card
How can I get money out of my Netspend account without card?
Transfer money to your friend's account and get them to withdraw the money. Send money to another bank account. See the card details in the Netspend app. Generate a temporary Virtual Account number..
How do I transfer money from Netspend to cash App?
There's no way to directly send money from Cash App to Netspend. At the time being, you can only send money from Cash App to your bank account and then from the bank account to Netspend. At least you can fund your Cash App balance with the Netspend Card, directly.
How do I get my NetSpend card number?
You can get your NetSpend account number by calling 1-866-387-7363 and selecting the option for Other Services to get your Direct Deposit information. When you receive the card in the mail, it comes with Direct Deposit sign-up instructions, including how to get the routing and account numbers.