How to Transfer Money From One Netspend Card to Another [Easy Methods]

You can use your Netspend debit card to transfer funds from one card to another, pay bills online, swipe at physical stores, and even withdraw money
Ketcha Brandon
Transfer Money From One Netspend Card to Another

Netspend is a well known global financial company that deals with payment cards and the company has numerous Visa debit card from other banks such as Bancorp Bank, MetaBank, Republic Bank and Trust Company.

More to that, Netspend also offers Master debit cards issued by some of these banks above and in this article, you will learn how to transfer money from one Netspend card to another in using short methods.

Debit cards make up the essential payment tools that overcomes the challenges encountered when carrying cash with you all the time especially when it is really huge sums. Carrying huge sums of money around can be extremely tedious and without the forgetting the risks that comes along with it like robbers attacking you and going away with your money.

So a debit card can help you move with a lot of funds electronically. You are able to make use of debit cards to buy goods and services at places that accept the card and nowadays, most online stores, large physical retails shops, restaurant and travel companies accept card payments.

It might sound a little surprising to some to hear that you do not need your credit score to open a Netspend account and your card arrives shortly after you sign up.

With this card, you are able to travel anywhere in the world, make withdrawals, pay bills and buy things via mobile money transfers. You can also decide to order Netspend cards online via the company's website or purchased for a modest fee from an eligible participating merchant.

Netspend cardholders can send money to other Netspend cardholders, as well as Control, ACE Elite, and purpose cardholders. The recipient's name and FlashPay ID are both required for the transfer. FlashPay is a service that allows customers to transfer money between their prepaid accounts.

In order to transfer money from one Netspend card to another, you can simply Log in to the account center and enter the cardholder's name and FlashPay ID and then enter the amount of money you want to send and hit the "Send" button! The money will appear on the card that day, and your friend or family member will be able to use it without difficulty.

Table of Contents

What is  Netspend Card?

A Netspend card is a prepaid card offered by Netspend and operated by Visa or Mastercard that is not linked to a credit or debit account. A customer orders a prepaid card with a specific amount of money on the card and can use it for a variety of transactions. Once the balance is depleted, a cardholder can reload the card with additional funds.

Where Can I Reload My Netspend Card?

There are a few ways to reload your Netspend card. A card can be reloaded through direct deposit from your paycheck and at a variety of reload locations, which include places such as CVS, 7-Eleven, Walmart, and Rite Aid, which can all be found through Netspend's "Reload Location" finder on its website. Cards can also be loaded through bank transfers and PayPal.

Can I Send Money From One Netspend Card to Another ?

Well since it is still the same company, Yes you can send money from one Netspend Card to Another and there are numerous methods through which you can do this. There is is the direct method that will require you to have the name and FlashPay ID or the receiver's account.

You can also decide to complete the transfer by making use of indirect methods like PayPal, bank transfers and many more. We are going to explain each method detailly as we move on with this article.

How To Transfer Money from One Netspend Card to Another Online

You are able to transfer money from one Netspend card to another both in the Netspend website or by making use of the Netspend mobile app but first of all your card and account must both be activated and free of any restrictions so as to make a successful money transfer. More to that, you will will also be needing the FlashPay ID or the receiver to complete the transfer.

In order to transfer money from one Netspend card to the other, you can follow the steps below:

1st Step: Login to your Account

Obviously you must first log into your account before you can think of making any transfer from one card to another. Open the Netspend mobile app on your mobile device or visit their website and then enter your account details in order to login.

2nd Step: Get the Receiver's Details

Once you have already logged into the account, you have to proceed to transfer funds from one card to another and for this, you are going to be needing your receiver's name and FlashPay ID. Incase you do not yet have all these recipient's information, you can simply contact the person and ask them to send their details.

3rd Step: Enter the Receiver's Information in Netspend

Go to move money and then select Add contact  in order to add your receiver's account information. Once you have done this, it is necessary you check the information again to make sure there is no mistake so as to avoid transferring your money to the wrong person.

4th Step: Enter the Amount desired to be sent

Now, in the respective field, you will have to enter the amount you desire to send and, if necessary, add a one-line or one-word reminder message. Once you've entered the amount to be sent, click Continue to review to move on to the next step.

5th Step: Confirm and Initiate the Transfer

Here, you are going to be shown a screen that shows your available balance and you can simply click on "Never Mind" if everything is ok.  Since you do not want your payment to be rejected, you will have to make sure that you have enough balance in your account that will be able to coverup the transaction.

As soon as you have confirmed that everything is in place, click on Send and the money will be transferred to the other card. As for the time taken for the transaction, the funds are meant to arrive the other account within 30 minutes even though in most of the situations the payment is often instant and the money is seen immediately in the other account as a transfer.

CHECKOUT: How to Open A Bank Account in Portugal [Complete Process]

10 Things to Know About How to Transfer Money from One Netspend Card to Another

With Netspend Card, you are able to send money to one another due to the fact that the service allows peer-to-peer transactions. Below are the few things that you need to have in mind when you are transferring money from Netspend to Netspend.

1. Your Card Must be Active for you to send Money

Due to the fact that the system does not recognizes an inactive card, you cannot send money with it so as a result of this, you have to make sure that you activate the card according to the instructions before being eligible to do any type of transactions with the card.

If you have an active card, you can even transfer money from Netspend to a bank account with ease. So make sure you activate your Netspend card before thinking of carrying out any type of transaction.

2. Transferring Money from One Netspend Card to Another is Free

By simply logging into your Netspend account, you will be able to transfer money from one Netspend card to another. Some financial institutions often levy some fees when sending money to other customers even though of the same network. But a fees of $4.95 will apply incase you want to transfer funds with the help of customer service.

3. The Name and FlashPay ID of the Recipient is Needed

Netspend's FlashPay is a service that facilitates money transfers. PayPal, one of the most popular mobile payment systems, also makes use of FlashPay. Every Netspend card user must have a FlashPay ID in order to support simple fund transfers.

4. Money Transfers from One Card to Another is done Exclusively Online

To send money from your Netspend card account to another person, you must first log in to your account via the web or the Netspend app. Make sure you're using a secure internet connection to avoid theft. Open Wifi is frequently unsafe, so avoid it as much as possible.

5. The Maximum Amount of Money you Spend a Day for Netspend Prepaid Visa is $4,999

Since the maximum limit per day is set at $4,999, this means that you will not be able to go above this limit each day when sending money to another Netspend card. Also, the receiver should have a balance that does not exceed the holding limit.

6. The Money Transfer is Instant

Transferring money online from one Netspend card to another takes place instantly and the money appears into the receiver's address right away and this is an amazing feature because you will no longer have to wait for an emergency cash to be given to you as it the case with Bank transfers.

CHECKOUT: Transfer Money from Greenlight Card to Bank Account

7. Transferring Money from One Netspend Card to Another is a great way to Top Up the Card Balance

Your family member or friend might run short of their Netspend balance and as a result ask you to send them some money into their accounts so that they can make various purchases and in this case, you have them helped them topping up their card accounts.

8. You Many get an Overdraft for Topping up your Balance

If you transfer money and your account has an insufficient balance, you can apply for an overdraft to replenish it. Overdrafts of up to $10 are not charged. You will, however, be charged a $15 fee for any overdraft amounts greater than $10.

9. You can Transfer Money to a Netspend Card Holder from Abroad

Netspend cards can be used across borders because they are either Visa or Mastercard, both of which are accepted worldwide. If someone is traveling abroad and requires money, you can deposit funds in their account for them to use at various locations that accept the card.

10. Incase the Recipient's Account has issues, the Transaction may stay pending for some time

Issues with card accounts, such as incorrect details, suspected fraud, and other types of irregularities, can occur at any time. The funds may be held up for some time while management investigates the issue.

How to Open A Netspend Account Online and Get a Prepaid Debit Card

In order to open a Netspend Account online, all you have to do is to go the Netspend website and then enter your name, physical address and email address before you can compare the various options by looking over the features, fees and benefits of each package.

It is left over to you to choose the package that suits you best and then click on the sign-up button. Netspend users are often instructed to submit their name, address, and email address as well as follow the prompt steps on the page.

There are several areas where you can obtain the company's card, they include approved shop such as Petrol stations, Check cashing shops or grocery stores added to the online application.

Participating stores display a sticker with the company logo on the counter. Customers must provide the shops with their name, address, date of birth, and a copy of their ID. The card is priced between $2.95 and $4.95 at these participating stores.

How do I Use a Netspend Card?

Netspend card just like every other card issued by a financial institution, you can make use of a Netspend card to pay for groceries, pay online bills, refill your petrol tank and withdraw cash from ATMs.

According to what you need, you can use the card either as a debit or credit card and when used as a credit or debit card, a fees of $1 or $2 applies respectively.

Even though the fees are not always the same, you still remain in the $1 - 2$ area. Additionally, cash withdrawals at ATMs incur fees depending on location, with foreign withdrawals incurring the highest fees.

ALSO READ: How To Transfer Money From Cash App To Chime

How to Add Money to Netspend Card?

It is of no doubt that your Netspend card is of no big use if there is no balance in the card though you can still receive funds from you friends and Family. If your Netspend card goes bankrupt, there are various ways through which you can reload the card, some of these methods are seen below:

  1. Reload at Netspend Network Locations - Netspend is a well known financial institution having thousand of branches ( more than 13,000 accessible locations) throughout the United States where you are able to load money into your Netspend card. If you do not know how to find the nearest Netspoend branch where you can reload your card, you can make use of your account's online reload location finder.
  2. Direct Deposit - You can request a direct deposit from your paycheck or better still if you have government assistance, you can enter your Netspend account details for recurring contributions.
  3. PayPal - PayPal works with Netspend and you can link your PayPal and Netspend account so as to easily add money to your account each time you are in need of it.
  4. Transfer Money from One Netspend card to another- If someone sends you money from their Netspend card account, this will help you top up your Netspend balance, so as a result, Netspend cardholders can instantly send and receive money, allowing you to get cash quickly.

What are the Advantages of Netspend Card?

Having a Netspend comes with numerous advantages which we are going to see below

  • You earn Cash back
  • You earn from referrals
  • You can save money
  • Zero Liability
  • Free ATM Withdrawals
  • Netspend allows you to customize your card
  • You can create virtual card numbers

Other Ways to Transfer Money from One Netspend Card to Another

Netspend as a financial institution does not only allows you to carryout peer-to-peer transfers, but you can also send money to various accounts through other systems and this means that even if your receiver does not have a Netspend card, there are still other possible ways that you can use to transfer money to the person with ease and I will show you some of the ways through which you can transfer money with your Netspend card:

1. Bank Transfers

Many people often fail to understand how important it is to know how to transfer money using the routing number and account number when the transfer is based on your bank accounts. The routing number can be defined as that unique number that distinguishes your bank from other banks. So all customers of the same bank have the same routing number.

The Account number is that number that identifies your unique savings, checking or money market account making sure that funds are delivered to the correct recipient in or out of the account.

As soon as the money tops up in your Bank account, you can now transfer money from your debit card to your Netspend prepaid card even though a small fee will apply.

You can link Netspend to your bank account so as to be able to transfer money between them, provided that you own both accounts. This process will be only be successful if your bank account is linked to a participating account, so it is necessary you double check with Netspend before proceeding.

2. Use Western Union

You can send and receive Western Union money transfers in over 200 countries using your Netspend Card. The fees are calculated at the time of the transaction and vary depending on which bank accepts the card. Check the costs twice before sending the money to avoid any unpleasant surprises.

Keep in mind that this feature is only available on certain card programs. Go to the Online Account Center to see if the feature is available to you.

3. Use PayPal

You are able to transfer money from your Netspend account to your PayPal account with great ease. Once the money is already in your PayPal account, you can now make use of this money  in the same way you would with your card to shop or do any other thing.

Also, note that some fees might apply to this transaction, so it is recommended that you will double check before sending any money so as to avoid unconvenient expenditures. You can also send money from PayPal to Netspend instantly.

Since PayPal transfer occur instantly, you can be expecting your money to be in your account once the sender clicks on the send button.

4. Pay Bills Online

Instead of submitting checks or standing in long lines, you can now pay bills using your Netspend Account Number and Routing Number. These can be found in your Online Account Center. After you have this information, you can pay your bills online, just like you would with other bank accounts and credit cards.

Final Thoughts on How to Transfer Money from One Netspend Card to Another

Netspend is a well known global financial company that deals with payment cards and the company has numerous Visa debit card from other banks such as Bancorp Bank, MetaBank, Republic Bank and Trust Company.

More to that, Netspend also offers Master debit cards issued by some of these banks above and in this article, you will learn how to transfer money from one Netspend card to another in using short methods.

You can use your Netspend debit card to transfer funds from one card to another, pay bills online, swipe at physical stores, and even withdraw money from ATMs or over the counter. Using a Netspend card earns you cash back that you can redeem for a variety of purchases.

Furthermore, Netspend pays you when you refer new customers to the company. Netspend cards can be used all over the world.

Frequently Asked Questions on How to Transfer Money from One Netspend Card to Another

Does NetSpend do instant transfers?

The process of linking Netspend to Cash App is quick and easy, and it takes just a minute and allows you to transfer funds immediately following this process..

Can you have 2 NetSpend accounts?

Yes yiu can have 2 Netspend accounts since each indivdual is allowed to open a maximum of 5 Netspend accounts.

Can I transfer money from Netspend to PayPal?

Prepaid Netspend accounts work with PayPal by linking both accounts together. Netspend users can reload their accounts either online or at more than 100,000 Netspend Reload Network locations nationwide. PayPal does not charge NetSpend customers fees.

Getting Info...

Post a Comment

Cookie Consent
We serve cookies on this site to analyze traffic, remember your preferences, and optimize your experience.
AdBlock Detected!
We have detected that you are using adblocking plugin in your browser.
The revenue we earn by the advertisements is used to manage this website, we request you to whitelist our website in your adblocking plugin.
Site is Blocked
Sorry! This site is not available in your country.