Cash app and Chime are 2 of the most widely known and used money transfer services around the world and transferring money from Cash app to Chime can be an amazing way to share money between your accounts according to your needs.
The days where you had to visit a bank branch before sending money to your friends and family are along gone with the arrival of online method of banking. Nowadays, you are now able to send money conveniently and instantly from your smartphone to any of your relatives or friends.
Chime is an American technology neobank with no physical locations that offers fee-free financial services via its mobile app. It also has over 8 million account holders and does not charge monthly or overdraft fees.
Users can use an indirect method to transfer funds from Cash App to Chime and vice versa. Chime's instructions for adding your account to Cash App are not very clear.
In order to transfer money from cash app to chime, you will have to link your Chime bank account to your cash app account and then request a withdrawal via your Chime card.
Also, you can also used your already linked bank account from cash app to withdraw funds from Cash app and then do a wire transfer to your Chime bank account. But note that in this situation, you will need your account number and routing number to complete this transfer.
Cash App is not widely accepted but Chime as a bank provides its customers with numerous advantages and you are able to link your Chime account to PayPal which allows you to send and receive money conveniently anywhere around the world.
Do you have funds in your cash app account and you want to send it to Chime? Then you have found the right place as I will show you how to easily transfer money from cash App to Chime without any hassle. Stay glued to this article and discover the 2 easy ways that you can use to transfer money from Cash App to Chime.
Table of Contents
Can I Send Money From Cash App to Chime?
Yes, You can send money from Cash app to Chime and there are 2 ways - which is the direct and indirect method.
As for the first method which is the direct method, all you will have to do is to add Chime to a bank account under your Cash app account while the indirect method will imply you making use of a linked bank account as a bridge for the transfer. The money will first be withdrawn to your linked bank account before being wired to your Chime account.
2 Ways to Transfer Money from Cash App to Chime
As we have mentioned above in this article, there are 2 methods via which you can transfer money from cash app to Chime- direct and indirect method.
Method 1. How to Transfer Money from Cash App to Chime Using a Linked Bank Account- Indirect Method
This process will be familiar to those that are already used to making money transfer services online from one finance platform to another. In this case, it is required that you already have a linked bank account in Cash App and we will used it as a bridge.
So below I will show you how to transfer money from Cash App to Chime Using a linked bank account.
1. Add Your Bank Account to Cash App
If you already have a bank account aside your Chime account, you are able to add it to cash app so as to initiate a withdrawal process but before that, you are going to need the account and routing number in order to link your bank account to Cash App.
Once you have already linked your bank account to cash app, the withdrawal to bank option is going to be made available to you.
I believe most of you using cash app already have a linked bank account on Cash app and if that is the case, all you will have to do now is to kick off with the withdrawal from Cash App to bank.
2. Initiate a withdrawal to Linked Bank Account
To cash out the funds from your cash app to bank account, you can follow these steps below:
- On your home screen, you will see the "Balance" tab, click on it
- Tap "Cash Out"
- Enter the desired amount to withdraw
- Finally, you have to click "Cash Out" so as to withdraw funds to your linked bank account
Note that a withdrawal from Cash app to bank can take ranging from 1 to 3 days to reflect in your account. So you have to wait until the funds are made available in your account before you can now transfer it to your Chime account.
3. Transfer Money from Your Linked Bank Account to Chime
Once funds in your linked bank account are available for your account, they can be transferred to Chime. The transfer will be made via wire transfer, which can take up to 5 business days to complete.
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Method 2: How to Transfer Money from Cash App to Chime - Direct Method
Here comes the direct method which is actually the best for those that have not yet linked any bank account to Cash App and all you need to do here is to link your Chime bank account to Cash app and then launch a withdrawal from cash app to Chime.
Note that for this method to be possible, you need to have your account and routing number to complete the linking process between these 2. Immediately you have already linked these 2 accounts together, you can then initiate a withdrawal from Cash App to Chime- which often takes 1 to 3 days to complete the transaction.
Step-by-Step Guide to Send Money from Cash app to Chime
- Open the Cash App and tap the Bank icon or Dollars symbol in the bottom left corner of the screen.
- Scroll down and tap Add Bank.
- Choose Chime from the list of banks.
- Enter your Chime account login details.
- Tap Submit.
- Once your Chime account is linked, tap the Bank icon or Dollars symbol again and select Cash Out.
- Enter the amount of money you want to transfer and tap Cash Out.
- Select Chime as the destination account.
- Tap Cash Out to complete the transfer.
How Long Does it takes to Transfer Money from Cash App to Chime?
The time taken to transfer money from Cash app to Chime depends on the method which you are using and if you are making use of the indirect method, it might take up to 5 days for the transfer to be complete while if you are making use of the direct method, it can take up to 3 days to send money from Cash app to Chime if you are using the direct method.
Final Thought: How to Transfer Money from Cash App to Chime
Transferring money from Cash App to Chime is an excellent way to put your money to good use. Cash App is not widely accepted everywhere, but Chime, on the other hand, can be linked to PayPal and used to send and receive money from anywhere in the world.
If you already have a linked bank account on Cash App, the indirect method is the best way to transfer money from Cash App to Chime. If, on the other hand, you have just opened your Cash App account and want to transfer funds to Chime, all you need to do is add your Chime account to your Cash App and request a withdrawal.
Frequently Asked Questions
How do I send Cash App money to Chime?
As we have mentioned above in this article, there are 2 methods via which you can transfer money from cash app to Chime- direct and indirect method. Do not hesitate to check it out.
What is the fastest way to transfer money to Chime?
Making an instant transfer. This option is available the first time you add money to your Chime Checking Account. All you have to do is link an external bank account, and add your debit card number, then you'll be able to add at least $200–instantly.
How long does it take to move money from Cash App to Chime?
Depending on the transfer option you have selected, your money can be available in your Chime account instantly or it can take 3 business days.
How do I add money to my Chime without a card?
You can deposit cash to your Chime Checking Account at over 90,000 retail locations. Simply ask the cashier to make a deposit to your Chime account at the register. You can make up to 3 deposits every 24 hours.