How to Get a Money Order at Walmart

This article provides a comprehensive guide to getting a money order at Walmart, including tips on how to find the best deal, how to negotiate prices.
Ketcha Brandon
Get a Money Order at Walmart

In case you have to pay a bill or buy something with a check and you do not have a checking account, a money order is a good solution. For beginners, a money order is cheap and easy to obtain since you can even get one at your local Walmart store.

Money orders are similar to cash. As soon as you purchase one, you can use it to pay an outstanding bill via the mail or give money in person. The recipient can cash your money order or deposit it in their bank account.

Table of Contents

What is a Walmart Money Order?

A Walmart money order is a prepaid check. In order to obtain a money order, you pay the amount of the money order's value at Walmart plus small fee. Then you will be issued the money order, which you will fill out to include your name and the recipient's name.

A key advantage of a money order is that it is been paid in advance, meaning it cannot bounce like a personal check. Money orders are traceable because they are issued with numbers. You can cancel and reissue a money order if it is lost or stolen, as long as you have saved the stub containing all the required information.

ALSO READ: Where Can I Cash a Check On Sunday?

How Much Does A Walmart Money Order Cost?

While the exact charge varies by store, it is more than $1 at your local Walmart, and that is a very competitive fee. The U.S Postal Service, by comparison, charges $2.10 for money orders up to $500 and $3 for money orders between $500.01 and $1,000.

Walmart Money Order Payments

It is good you keep in mind that credit cards are not accepted as payment for money order at Walmart. Provided you want to purchase a money order, then you will need cash or a debit card.

Immediately you obtain your Walmart money order, keep in mind that it is as good as cash. Walmart advises you to complete every fields, such as your name and the name of the recipient, as soon as you purchase it.

Walmart Money Center Services

Sure most of us already know that Walmart is not a bank, but it can issue money orders because they are prepaid financial instruments. If a money order is not enough for your needs, the Walmart MoneyCenter offers many ways to transfer money. In fact, Walmart MoneyCenters offer a host of financial services including the following:

  • Credit cards and Walmart MoneyCards
  • Check printing
  • Check cashing
  • Bill pay  
  • Money transfers via MoneyGram, Western Union and Walmart2Walmart

ALSO READ: Can I Load My Cash App Card At Walmart

Does Walmart Cash Money Orders?

Walmart cashes MoneyGram and Western Union money orders for a fee. You can also cash a money order at banks, check-cashing services and certain retailers, including grocery stores. Wherever you cash a money order, you’ll need an ID to prove you are the lawful recipient.

Walmart also offers check-cashing services on various financial instruments, which can be helpful if you expect a payment exceeding the $1,000 money order limit. Walmart will cash any of the following:

  • Payroll checks
  • Government checks
  • 401(k) distribution checks
  • Two-party personal checks in some locations
  • MoneyGram or Western Union money orders
  • Insurance settlement checks
  • Cashier’s checks
  • Tax refund checks

The $5,000 check-cashing limit at Walmart is increased to $7,500 from January to April in order to facilitate the cashing of larger tax refunds. The maximum fee for a two-party personal check is $6, and the cap is $200. For checks and money orders totaling $1,000 or less, the maximum fee to cash them is $4; for greater sums, the maximum fee is $8.

Benefits of Getting a Money Order at Walmart

Convenience: With thousands of locations across the United States, Walmart provides easy access to money order services for many consumers.

Low Fees: Walmart's fee of $0.88 for money orders up to $1,000 is competitive, often lower than banks or post offices.

No Bank Account Required: You don't need a bank account to purchase a money order at Walmart, making it accessible to unbanked individuals.

Security: Money orders are more secure than cash for sending money through the mail or for large transactions.

Extended Hours: Many Walmart stores have longer operating hours than banks or post offices, allowing for more flexible timing when purchasing money orders.

How to Get a Money Order at Walmart: Final Thoughts

Similar to any other financial service, purchasing a money order does require a small fee. Walmart's money order fees are some of the lowest you will find, with a maximum charge of $1. You can easily purchase a money order at your nearest Walmart location using cash or a debit card.

Ensure that you fill out the money after purchasing it and keep the money stub in a safe place for tracking purposes in case a situation arises.

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About the Author

Ketcha Brandon
I am Ketcha Brandon, An article writer, content creator, Video producer, Financial Consultant and a certified Google Publisher. I write content for Our website provide information on topics such as bank accounts, Money transfers,…

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