Does Walmart Cash Checks? (Yes, Here's How)

This article provides an overview of walmart cash checks, including what they are, how they work, and how to use them to make purchases.
Ketcha Brandon
Does Walmart Cash Checks

It is good you have in mind that several Walmart locations will offer various types of check cashing services, but not all of them will do that.

Walmart serves as a one-stop shop for many consumers, and with good reason. You are able to pickup thing such as clothing, housewares, and furniture alongside more frequent purchases such as groceries.

The convenience goes even beyond since Walmart offers services to help make your regular stop even more valuable. So in case you are wondering "Does Walmart cash checks" the good news is that yes, they do.

Stay glued to this article and find out everything you need to know about cashing checks at Walmart.

Table of Contents

Does Walmart Cash Checks?

Yes, Walmart stores will cash a variety of checks. If you are not sure whether a location offers check cashing services, you can start with the store directory and then choose your state. From here now, you can select your preferred city and then if needed, select your specific location.

Since some cities might only have one store, you might need to branch out to neighboring cities if your location doesn't have the services.

As soon as you choose your location, you should be able to see store details including address and phone number if you had like to call and confirm your ability to cash a check there. You can find Walmart check services in as many as 41 states.

  • Alabama
  • Alaska
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • District of Columbia
  • Delaware
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Massachusetts
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • Nevada
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • West Virginia
  • Wyoming

Does Walmart Cash Personal Checks?

Yes, Walmart wouldn't hesitate to cash two party personal checks, but only in select locations. In case you are in need of this service, there are even fewer states that let you cash personal checks as compared to regular check cashing services. This service is made available in just 34 states.

A few locations will also take care of Western Union and MoneyGram money orders as well as two-party personal checks. If you have any questions about whether your location handles these types of checks, you can simply visit the customer service desk to have your questions answered.

ALSO READ: How to Become a Freelancer (Even Without Any Experience)

What Kind of Checks Does Walmart Cash?

The fact that Walmart cash checks does not mean that they will just cash any check, though there are several types of checks that you can cash at participating stores.

  • Payroll
  • Government checks
  • Cashier's
  • Tax Refund
  • Insurance settlement
  • 401(k)

Cashing a check at Walmart should be a fairly simple and straight forward process since all you need to do is take your endorsed check to the cashier at the MoneyCenter or at the customer service desk. Ensure that you go along with your valid ID and the means to pay the fee, as well and everything will go smoothly.

When Exactly Does Walmart Cash Checks?

Walmart's check-cashing hours and days will vary greatly depending on the specific store. To identify the location you're interested in and to inquire further, you can search the shop directory. But take note that the store details page might not show check cashing as one of the services offered.

That's not to say they don't offer the service, but it's wise to phone the store before you leave if you're not sure. Tell them exactly what kind of check you want cashed, where you need to go, and whether there are any limits (such hours or type of check constraints) that you should be aware of.

What Kind of Checks Does Walmart Not Cash?

Though Walmart cash many checks, there are select types that can't be cashed at all, including the following:

  • Handwritten
  • Third-party checks
  • Personal Handwritten checks
  • Business Checks
  • Estate checks
  • Handwritten Payroll checks

In case you have any questions about whether or not a check you have can be cashed at Walmart, you may want to simply call your local store and ask just to be on the safe side. There might be a chance that some of these are with respect to locations, so it is good to know if yours has different restrictions than what may be the overall policy.

ALSO READ: Where Can I Cash a Third-Party Check? 10 Places Near You!

Is There a Check Cashing Limit?

Most locations have a limit of $5,000 when cashing a check; however, Walmart increases this limit to $7,500 every year between January and April. This is surely due to it being tax season, since Walmart will cash tax refund checks as part of their service.

The limit mentioned above is for most checks, but if you are looking to cash a two-party personal check, the limit is much lower - only $200.

Does Walmart Charge to Cash Checks?

Walmart does charge to cash checks, though it will depend on the type of check as well as the amount. For instance, a pre-printed check for $1,000 and below requires a fee of $4 to be cashed. If your check is above $1,000, you'll have a maximum fee of $8 to cash it.

It's a bit different for two-party personal checks. Walmart will only cash these checks at select locations and in amounts up to $200. Additionally, the maximum fee for cashing one of these checks is $6.

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About the Author

Ketcha Brandon
I am Ketcha Brandon, An article writer, content creator, Video producer, Financial Consultant and a certified Google Publisher. I write content for Our website provide information on topics such as bank accounts, Money transfers,…

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